Logix Federal Credit Union Online Banking

Logix Federal Credit Union auto loan calculators provide users with a quick and easy way to determine the various vehicle financing options available to them. A complete overview of the vehicle loans offered by Logix Federal Credit Union can be viewed on this webpage.

Rates

Representative vehicle loan rates can be viewed here.

Note: Rates are subject to change, to gain a more accurate rate estimation one should get in touch with a Logix Federal Credit Union lending representative (1-800-328-5328).

Logix Federal Credit Union Auto Loan Rates

Calculators

• Auto purchase: Loan versus 0% dealer financing?
• Should I lease or purchase an auto?
• What would my auto payments be?
• Should I upgrade to a more fuel efficient vehicle?
• Auto loan: Accelerated payoff
• How much vehicle can I afford?
• Should I refinance my auto loan at a lower rate?
• How much can I lower my monthly payment with a new auto loan?

How to Calculate

• Auto purchase: Loan versus 0% dealer financing?

  

  Auto Loan vs Dealer Financing

This calculator will determine whether financing a car with an auto loan is better than using (0%) dealer financing. Enter the following inputs into the corresponding entry fields on the calculator page:

• Sales price before rebate
• Rebate amount
• Annual interest rate
• Term length in years

Click the ‘Submit’ button to load the results.

• Should I lease or purchase an auto?

Determines whether leasing or purchasing a vehicle is the better option, based on the following inputs:

Lease vs Purchase Calculator

• Down payment
• Number of months
• Rebate amount
• Monthly payment
• Security deposit
• Purchase price
• Sales tax rate
• Other upfront fees/expenses
• Annual loan percentage rate
• Market value at end of loan term

Press the ‘Submit’ button at the bottom of the calculator to generate the results page.

• What would my auto payments be?

This calculator will determine payment amortization details for an auto loan. Enter the following variables into the appropriate input fields on the calculator page:

• Purchase price
• Cash rebate
• Value of trade-in 

  

  Vehicle Loan Payments Calculator

• Amount owed on trade-in
• Down payment
• Annual interest rate
• Term length in months
• Desired table display

Click the ‘Submit’ button to load the results.

• Should I upgrade to a more fuel efficient vehicle?

This calculator will determine how long it will take to break even when upgrading to a more fuel efficient vehicle, based on the following variables:

• Gasoline cost per gallon
• Miles driven each day
• MPG (old vehicle)
• MPG (new vehicle)
• Current monthly payments 

  

  Upgrade to Fuel Efficient Vehicle Calculator

• Number of payments remaining
• Estimated price of sale
• Estimated monthly payments (new car)
• Number of months on loan
• Down payment/sales price
• Registration expenses
• State/federal income tax credit

Press the ‘Submit’ button at the bottom of the calculator to generate the results page.

• Auto loan: Accelerated payoff

This calculator determines potential interest/time savings on an accelerated loan payoff schedule. Enter the following inputs into the appropriate fields within the calculator:

• Original loan balance
• APR
• Term length in months 

  

  Accelerated Loan Payoff Calculator

• Number of payments made
• Additional monthly payment amount

Click the ‘Submit’ button to load the results.

• How much vehicle can I afford?

Determines how expensive of a vehicle an individual can afford based on the following variables:

• Down payment
• Monthly payment
• Annual interest rate
• Term length in months 

  

  Vehicle Affordability Calculator

Press the ‘Submit’ button at the bottom of the calculator to generate the results page.

• Should I refinance my auto loan at a lower rate?

This calculator will help an individual determine if refinancing their auto loan at a lower rate makes sense according to their financial circumstances. Enter the following variables:

• Current loan balance
• Current interest rate
• Current monthly payment
• Proposed interest rate

Click the ‘Submit’ button to load the results.

Refinance at Lower Rate Calculator

• How much can I lower my monthly payment with a new auto loan?

Determines how much an individual can lower their monthly payment by taking out a new auto loan, based on the following inputs:

• Current loan balance
• Current interest rate
• Current monthly payment
• Proposed interest rate
• Proposed new term length

Press the ‘Submit’ button at the bottom of the calculator to generate the results page.

Lower Monthly Payment With New Loan Calculator