Huntington Bank Online Banking
Logo Huntington Bank Online Banking

Huntington Bank Online Banking

Huntington Bank is a regional bank headquartered in Columbus, Ohio. It was founded in 1866 by financier P.W. Huntington. The bank operates branches throughout the Midwest states of Ohio, Kentucky, West Virginia, Indiana, and Michigan. While the bank concentrates its operations in the Midwest, it maintains offices in Florida, Hong Kong, and the Cayman Islands as well. The company manages $68 billion in assets and maintains over 700 branches and 1,500 ATMs. Huntington provides corporate and investment banking services in addition to its retail banking operations.

  • Branch/ATM Locator (Click ‘Allow’ in the pop-up window to let the site use your current location to find the nearest branch)
  • Website — https://www.huntington.com/
  • Routing Numbers — You can find out your routing number by checking the third and fourth numbers of your account number and then following this chart. If you wish to initiate a wire transfer to Huntington, the routing number is 044000024.
  • Swift Code — HUNTUS33
  • Customer Service Telephone Number — 1 (800) 480-2265
  • Mobile Apps — iPhone | iPad | Android

Huntington Bank home buying calculators can help users estimate the costs of buying a home and make other mortgage-related financial decisions. Huntington Bank’s online mortgage center is located at this page.

Rates

You can get a personalized rate estimate by going to this page and then selecting whether you are trying to refinance or to purchase a home.

Calculators

How to Calculate

hmort1

How much?

This estimates how large of a loan customers could qualify for. To calculate, enter:

  • Monthly Income
    • Wages before taxes or deductions
    • Investment income before taxes
    • Income from rental properties
    • Other income
  • Monthly Payments
    • Auto loans
    • Student loans
    • Rental property loans
    • Other payments
  • Other Debts
    • Monthly alimony, child support or other
    • Monthly credit card payments
  • Loan Terms You Desire
    • Interest rate
    • Term (years)
    • Down payment
  • Taxes and Insurance You Expect
    • Yearly property tax
    • Yearly property insurance

Hit ‘Get Results’ to calculate.

This calculates your approximate monthly payment for a fixed rate mortgage. To calculate, enter:

  • Loan amount
  • Appraised value
  • Term (years)
  • Interest rate
  • Yearly property tax
  • Yearly property insurance

Hit ‘Get Results’ to calculate.

This calculates your approximate monthly payment for an adjustable rate mortgage. To calculate, enter:

Adjustable rate payments

Adjustable rate payments

  • Loan amount
  • Appraised value
  • Term (years)
  • Yearly property tax
  • Yearly property insurance
  • Your state and federal tax rate
  • Months before first adjustment
  • Initial interest rate
  • Months between rate adjustments
  • Maximum rate adjustment
  • Minimum rate
  • Maximum rate
  • Margin
  • Index rate
  • Months between index adjustments
  • Index rate change per adjustment
  • Predicted change in rates

Hit ‘Get Results’ to calculate.

This helps determine whether it makes more financial sense to opt for an adjustable or fixed rate mortgage. To calculate, enter:

Adjustable or fixed

Adjustable or fixed

  • Fixed Rate
    • Loan amount
    • Term (years)
    • Origination charge
    • Charge for specific interest rate
    • Other settlement costs
  • Adjustable
    • Loan amount
    • Term (years)
    • Origination charge
    • Charge for specific interest rate
    • Other settlement costs
  • Your state and federal tax rate
  • Purchase price
  • Yearly property tax
  • Yearly property insurance
  • Years before you sell or pay off loan
  • Your savings rate
  • Regarding the Adjustable Rate Mortgage:
    • Months before first adjustment
    • Initial interest rate
    • Months between rate adjustments
    • Maximum rate adjustment
    • Minimum rate
    • Maximum rate
    • Margin
    • Index rate
    • Months between index adjustments
    • Index rate change per adjustment
    • Predicted change in rates

Hit ‘Get Results’ to calculate.

This helps calculate whether customers would save money by buying mortgage points. To calculate, enter:

Points

Points

  • Less Points
    • Loan amount
    • Term (years)
    • Origination charge
    • Charge for specific interest rate
    • Other settlement costs
  • More points
    • Loan amount
    • Term (years)
    • Origination charge
    • Charge for specific interest rate
    • Other settlement costs
  • Your state and federal tax rate
  • Purchase price
  • Yearly property tax
  • Yearly property insurance
  • Years before you sell or pay off loan
  • Your savings rate
  • If the Mortgage is Adjustable Rate:
    • Months before first adjustment
    • Initial interest rate
    • Months between rate adjustments
    • Maximum rate adjustment
    • Minimum rate
    • Maximum rate
    • Margin
    • Index rate
    • Months between index adjustments
    • Index rate change per adjustment
    • Predicted change in rates

Hit ‘Get Results’ to calculate.

This calculates the difference in total costs between a 15 and 30 year mortgage. To calculate, enter:

15 or 30

15 or 30

  • Shorter Term
    • Loan amount
    • Term (years)
    • Origination charge
    • Charge for specific interest rate
    • Other settlement costs
  • Longer Term
    • Loan amount
    • Term (years)
    • Origination charge
    • Charge for specific interest rate
    • Other settlement costs
  • Your state and federal tax rate
  • Purchase price
  • Yearly property tax
  • Yearly property insurance
  • Years before you sell or pay off loan
  • Your savings rate

Hit ‘Get Results’ to calculate.

This calculator demonstrates how much it will cost long term to pay a smaller down payment. To calculate, enter:

Down payment

Down payment

  • Less Down
    • Loan amount
    • Term (years)
    • Origination charge
    • Charge for specific interest rate
    • Other settlement costs
  • More Down
    • Loan amount
    • Term (years)
    • Origination charge
    • Charge for specific interest rate
    • Other settlement costs
  • Your state and federal tax rate
  • Purchase price
  • Yearly property tax
  • Yearly property insurance
  • Years before you sell or pay off loan
  • Your savings rate

Hit ‘Get Results’ to calculate.

This calculator helps determine how much money users could save on property taxes. To calculate, enter:

Taxes

Taxes

  • Loan amount
  • Term (years)
  • Interest rate
  • Origination charge
  • Charge for the specific rate
  • Other settlement services
  • Your state and federal tax rate
  • Appraised value
  • Yearly property tax
  • Yearly property insurance

Hit ‘Get Results’ to calculate.

This calculator estimates how much customers will have to pay to close the deal on their home. To calculate, enter:

  • Purchase price

    Closing costs

    Closing costs

  • Loan amount
  • Term (years)
  • Interest rate
  • Origination charge
  • Charge for specific interest rate
  • Required services selected by the lender:
    • Appraisal
    • Credit report
    • Flood certification
    • Tax service
    • Title services and lender’s title insurance
    • Owner’s title insurance
    • Government recording charges
    • Transfer taxes
  • Required services you can shop for:
    • Survey
    • Pest inspection
  • Yearly property tax
  • Yearly insurance

Hit ‘Get Results’ to calculate.

This calculator helps determine whether it makes more financial sense for users to buy a home or continue renting. To calculate, enter:

Renting

Renting

  • Monthly rent
  • Monthly renter’s insurance
  • Yearly rent increase
  • Purchase price
  • Appreciation rate
  • Your savings rate
  • Your state and federal tax rate
  • Years before sell/pay off loan
  • Loan amount
  • Term (years)
  • Origination charge
  • Charge for specific interest rate
  • Other settlement services
  • Yearly property tax
  • Yearly maintenance
  • Yearly property insurance
  • Selling costs

Hit ‘Get Results’ to calculate.

This calculator helps determine whether customers could benefit from refinancing. To calculate, enter:

Refinancing

Refinancing

  • Regarding your current loan:
    • Original loan amount
    • Original term (years)
    • Years already paid
    • Balloon year (zero if none)
    • Interest rate
  • Regarding your new loan:
    • Term (years)
    • Balloon year (zero if none)
    • Origination charge
    • Charge for specific interest rate
    • Other settlement services
    • Interest rate
  • Regarding you property
    • Appraised value
    • Yearly property tax
    • Yearly property insurance
  • Regarding yourself
    • Your savings rate
    • Your state and federal tax rate
    • Years before you sell

Hit ‘Get Results’ to calculate.

This helps calculate your refinancing costs. To calculate, enter:

Refinancing costs

Refinancing costs

  • Purchase price
  • Loan amount
  • Term (years)
  • Interest rate
  • Origination charge
  • Charge for specific interest rate
  • Required services selected by the lender:
    • Appraisal
    • Credit report
    • Flood certification
    • Tax service
    • Title services and lender’s title insurance
    • Owner’s title insurance
    • Government recording charges
    • Transfer taxes
  • Yearly property tax
  • Yearly insurance

Hit ‘Get Results’ to calculate.

 

This calculator shows users how they could save money on mortgage insurance by getting their house reappraised. To calculate, enter:

Insurance

Insurance

  • Term (years)
  • Interest rate
  • Appraised value
  • Yearly property tax
  • Yearly property insurance

Hit ‘Get Results’ to calculate.

This calculator helps compare two different offers from different lenders. To calculate, enter:

  • Less Down
    • Interest rate
    • Origination charge

      Better lender

      Better lender

    • Charge for specific interest rate
    • Other settlement costs
  • More Down
    • Interest rate
    • Origination charge
    • Charge for specific interest rate
    • Other settlement costs
  • Purchase price
  • Loan amount
  • Term (years)
  • Your state and federal tax rate
  • Yearly property tax
  • Yearly property insurance
  • Years before you sell or pay off loan
  • Your savings rate
  • If the Mortgage is Adjustable Rate:
    • Months before first adjustment
    • Initial interest rate
    • Months between rate adjustments
    • Maximum rate adjustment
    • Minimum rate
    • Maximum rate
    • Margin
    • Index rate
    • Months between index adjustments
    • Index rate change per adjustment
    • Predicted change in rates

Hit ‘Get Results’ to calculate.

This calculator also helps compare two different loans. To calculate, enter:

Better loan

Better loan

  • Less Down
    • Interest rate
    • Origination charge
    • Charge for specific interest rate
    • Other settlement costs
  • More Down
    • Interest rate
    • Origination charge
    • Charge for specific interest rate
    • Other settlement costs
  • Purchase price
  • Loan amount
  • Term (years)
  • Your state and federal tax rate
  • Yearly property tax
  • Yearly property insurance
  • Years before you sell or pay off loan
  • Your savings rate
  • If the Mortgage is Adjustable Rate:
    • Months before first adjustment
    • Initial interest rate
    • Months between rate adjustments
    • Maximum rate adjustment
    • Minimum rate
    • Maximum rate
    • Margin
    • Index rate
    • Months between index adjustments
    • Index rate change per adjustment
    • Predicted change in rates

Hit ‘Get Results’ to calculate.

This calculator estimates how much borrowers could save by paying more each month. To calculate, enter:

Extra payments

Extra payments

  • Original loan terms
    • Loan amount
    • Appraised value
    • Term (years)
    • Yearly property tax
    • Yearly property insurance
    • Interest rate
  • Extra Payments
    • Additional monthly payment
    • Months until you start extra payments

Hit ‘Get Results’ to calculate.

This calculates how much money borrowers could spend on a home. To calculate, enter:

  • Down payment

    What can I afford?

    What can I afford?

  • Total monthly payment
  • Term (years)
  • Interest rate
  • Loan to value ratio
  • Yearly property tax
  • Yearly property insurance

Hit ‘Get Results’ to calculate.